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ynab-api - Manage YNAB budgets and spending

Manage YNAB budgets through the API, including transactions, transfers, goals, spending analysis, alerts, and scheduled reports.

Tags

Updated: 2026-10-04
YNABbudget managementtransaction trackingspending analysisfinancial goalsaccount transfersscheduled reports

Capabilities

Track category goal progressAlert on scheduled transactionsMonitor age of moneyAnalyze monthly spending

Typical Inputs

YNAB API keyYNAB budget IDBudget configuration

Typical Outputs

Created transactionsLinked transfer transactionsBudget goal reports

What this skill does

  • Track category goal progress
  • Alert on scheduled transactions
  • Monitor age of money
  • Analyze monthly spending
  • Detect budget overspending
  • Run daily budget checks
  • Categorize transactions consistently
  • Create linked account transfers

Inputs

  • YNAB API key
  • YNAB budget ID
  • Budget configuration
  • Account identifiers
  • Transaction details
  • Category identifiers
  • Report schedule

Outputs

  • Created transactions
  • Linked transfer transactions
  • Budget goal reports
  • Spending analysis reports
  • Overspending alerts
  • Scheduled budget reports
  • Updated transaction records

Requirements

  • YNAB API access
  • YNAB_API_KEY environment variable
  • YNAB_BUDGET_ID environment variable
  • curl and jq
  • OpenClaw cron for scheduled jobs

Source

  • Spec: SKILL.md

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